What Are Occupier’s Liability Accidents?

Any private premises in the UK has an owner; someone who is responsible for keeping people who visit the premises safe. Private premises can be anything from shops to car parks. Occupier’s liability is the area of law that deals with this duty of care and occupier’s liability accidents. It concerns anyone who owns a property that the public can visit.

The Difference Between Occupier’s Liability and Public Liability

Occupier’s liability refers to anyone who owns a property that the public can visit. Due to this, they are sometimes wrongly referred to as public liability accidents. However, the difference is in the owner of the place where the accident happened. Public liability generally covers places that the council own and are responsible for. Occupier’s liability covers places that are privately owned.

Occupier’s Liability Accidents

The types of accidents that generally come under occupier’s liability accidents include accidents in shops, supermarkets, car parks, restaurants, and private residences. Owners of properties must take steps to help ensure that people do not have accidents on their premises.

There are many causes of accidents that fall under occupier’s liability. Some of these include:

  • Slipping on wet surfaces
  • Tripping over uneven floors or obstacles left in walkways
  • Being struck by a falling object, such as an item falling from a shelf
  • Accidents in car parks due to poor layouts or bad lighting
  • Malfunctioning lifts and automatic doors

These causes of accidents are easy to avoid. The owner of the premises should ensure that they put measures in place to avoid accidents like this from happening. They must ensure they follow rules set out in the Occupiers Liability Act 1957 to minimise the risk of accidents happening. If they fail to do this then they may be liable if someone has an accident on their premises.

Children and Occupier’s Liability Accidents

Some of the more common occupier’s liability accidents involve children. If children are visiting a place that falls under occupier’s liability, then the owner must take extra care to minimise the risk of children having accidents. This is because children tend to be less careful than adults whilst out in public.

If your child has had an accident is a public or private place, then you may be able to claim on their behalf. If your child is under 18, then a parent or guardian may make a claim for them. Their parent or guardian also has until the child turns 18 to make a claim. If the child is over 18 then they have until they are 21 to make a claim themselves.

How We Can Help

Here at The Compensation Experts we work with solicitors who deal with all manner of personal injury claims. This includes accidents in private places. This means that they have the expertise to help you with your potential claim. Contact us today by filling in our contact form or by calling us on 0800 182 2185 to speak to one of our friendly knowledgeable advisors.

What is the Difference Between Raynaud’s and Vibration White Finger?

Raynaud’s Phenomenon is a common condition that does not usually cause any problems. However, people often confuse it with Vibration White Finger. The difference between Raynaud’s and Vibration White Finger is that VWF is actually a secondary form of Raynaud’s syndrome that is caused by prolonged us of vibrating tools.

Vibration White Finger is also known as Hand Arm Vibration Syndrome (HAVS). People have developed HAVS as a result of prolonged exposure to intense vibration tools over a long period of time.

The Difference Between Raynaud’s and Vibration White Finger

Vibration White Finger, also known as Hand-Arm Vibration Syndrome (HAVS) is a secondary form of Raynaud’s Phenomenon. It usually affects those who work with, or have worked with, vibrating tools over a long period of time.

There are a few things that can cause confusion between the two conditions. The main reason people think that Raynaud’s and Vibration White Finger are the same condition is because of the two having similar symptoms.

The symptoms of Raynaud’s include:

  • Pain
  • Numbness
  • Pins and needles
  • Difficulty moving the affected area

The symptoms of Vibration White Finger include:

  • Whitening or blanching of the fingertips
  • Numbness and tingling in the fingers or hands
  • Cysts in finger and wrist bones
  • Lack of dexterity or grip strength
  • Loss of sensitivity of touch

The two conditions can also be worse in the cold. Vibration White Finger has the same symptoms as Raynaud’s with added ones on top of it.

Causes of Vibration White Finger

Vibration White Finger is caused by the use of vibrating tools over a long period of time. This can be a part of your job, but if you did not have the adequate protection whilst at work and you have Vibration White Finger, then you may be able to make a claim.

Some of the tools that can give off enough vibration to cause VWF include: jackhammers, grinders, breakers, jigsaws, and hand held power tools. This list is not exhaustive, ad any power tool has the potential to cause VWF.

As people who use power tools for a living will be particularly susceptible to VWF as they are using them on a daily basis for long periods of time, employers have a duty to inform employees of the risks associated with the work and to provide adequate safety equipment, such as vibration-absorbing gloves.

Other ways to help prevent VWF include:

  • Taking regular breaks from using vibrating tools
  • Ensuring tools have a regular maintenance schedule and are in good order
  • Undertaking training to ensure you are using tools in the correct way

What to do if you think you have Vibration White Finger

If you think you may have Vibration White Finger, the first thing you should do is make an appointment with your GP to get a diagnosis of the condition. The next thing you should do is make a note of the companies you worked for and how long you worked at each one, the tools you used and the average amount of time you used them per day. This information will help you if you wish to make a claim for VWF.

How We Can Help

Here at The Compensation Experts we work with solicitors who have years of experience dealing with all manner of industrial disease claims. This includes Vibration White Finger. Contact us today by filling in out contact form or by calling us on 01614138765 to speak to one of our friendly knowledgeable advisors.

Cyclists Rights on Roads

Cycling is a travel option that divides a lot of people. On the one hand, it is better for the environment and our health, but on the other hand some people argue that cyclists do not follow the rules of the road, and have a disregard of their and others rights. You may think that cyclists rights on the roads are different than vehicles because they do not have to pay the same road tax. That is not true, cyclists rights on the roads are essentially the same as vehicles rights on the roads.

Cyclists Rights on Roads

Cyclists have the same rights on the roads as other road users, but they also have other rules. For example, at a junction, cyclists are usually permitted to go ahead of vehicles to stop at traffic lights.

Cyclists can use the full width of the lane as much as anyone else. They are also allowed to ride two abreast. Cyclists do not have to use the designated cycle lane on the roads. However, cyclists are encouraged to ride single file where possible to avoid collisions.

Bicycles do not have to have a bell fitted by law. The law states that calling out to give a warning is sufficient. The only equipment that a bicycle must legally have are reflectors and working brakes, plus front and rear lights if the cyclist intends to bike at night. However, the Highway Code does advise consideration of pedestrians in this, and whilst calling out may be acceptable, a bell may be more socially considerate.

Lane Splitting

Lane splitting, when cyclists undertake and overtake cars and change lanes in order to move through traffic faster, is perfectly legal.

The Highway Code states that road users should be aware of others when travelling. It also mentions cyclists should avoid filtering in and out of traffic if it could cause conflict with another person. An example of this is when approaching a junction. Overtaking is the safest way to do this, as it is generally less dangerous than undertaking.

Speed Limits

Unlike vehicles, there is no speed limit for cyclists on the roads. However, some local authorities do impose speed limits for cyclists. They must also follow a speed limit in the Royal parks.

Although speeding is not an offence in itself, cyclists who cycle dangerously are committing an offence under section 28 of the Road Traffic Act 1988. This means that they can face fines of up to £2500. Careless cycling is also an offence under section 29 of the Road Traffic Act 1988. This is when a cyclist uses the road without due care and attention for other road users. A cyclist doing this may face a fine of up to £1000.

The Most Common Causes of Cycling Accidents

Accidents involving cyclists can happen for all sorts of reasons. However, in our experience, the most common causes of cycling accident claims include:

  • Hit and run road traffic accidents.
  • Collision with a car, vehicle or even another cyclist or a pedestrian.
  • Vehicle doors opening into the path of an oncoming cyclist.
  • Potholes, worn tarmac, raised manhole covers and other defects in the road.
  • Any slippery road conditions due to oil spills, ice and snow.

Many cyclists don’t realise that if an accident was someone else’s fault, a cyclist can claim compensation.

Who Is at Fault for Cycling Accidents?

There are instances in cycling accidents where the cyclist may be at fault, and there are instances where it may be someone else’s fault. instances where a cyclist may be at fault include not wearing high visibility clothing, not having lights on their bike, cycling whilst under the influence of alcohol or drugs, or cycling carelessly. If a cyclist has not followed the rules set out in The Highway Code, then they may also be at fault.

Cyclists Rights on Roads: How We Can Help

Here at The Compensation Experts we work with solicitors who have years of experience in all manner of personal injury claims. This includes accidents on the road involving cyclists. Contact us today by filling in our contact form, or by calling us on 0800 182 2187 to speak to one of our friendly knowledgeable advisors.

Most Common Accidents at Work: Retail

The retail industry is one of the major industries in the UK, employing around 3 million people. As with any industry, retail accidents are a risk factor that many employees face. However, if their employer is not taking care to do all they can to stop accidents at work, then they may be at fault if an employee has an accident.

Causes of Retail Accidents

There are two main causes of retail accidents at work. These are: slips, trips and falls and manual handling.

Slips trips and falls are the most common cause of any accident at work. According to the Health and Safety Executive, these accidents account for around 40% of all reported accidents in the retail industry. They can happen because of spillages, wet floors, uneven flooring, equipment or stock on the floor, damaged flooring, and much more.

There are a number of health and safety guidelines that your employer must follow to stop accidents like this happening.

Manual handling accidents often happen due to inaccurate or inadequate training. If someone does not have the proper training to lift stock or deliveries and they injure themselves whilst doing so, then their employer may be responsible. There are health and safety rules which employers must follow to minimise the risk of these accidents happening.

Your Employer’s Responsibility

Employers must make sure that they do everything in their power to make sure their employees do not have any accidents whilst working. There are health and safety guidelines that they must follow to do this. These guidelines include the Manual Handling Operations Regulations 1992 and the Health and Safety at Work Act 1974.

Employers must also ensure that they carry out regular risk assessments. These risk assessments cover both working practice and working environment. For example, risk assessments must be carried out on any carpeted areas at work to ensure that they are not damaged and safe to walk on. They must also carry out risk assessments for how the employees work, such as lifting and handling assessments. This ensures that employees are trained safely on how to do their jobs.

If employers fail to carry out these risk assessments and an employee has an accident, then they may be to blame for the accident.

Claiming Against Your Employer

When you make a claim against your employer for an accident at work, the claim comes from an insurance policy. This is known as Employer’s Liability Insurance. All employers in the United Kingdom must have this insurance. It protects them when accidents happen, as the compensation comes from the insurance. Therefore, it is the insurance company that pays the compensation; it does not come directly out of your employer’s pocket.

How We Can Help with Retail Accidents

Here at The Compensation Experts we work with solicitors who have years of experience dealing with all manner of personal injury claims. This includes retail accidents at work. Contact us by filling in our contact form, or by calling us on 0800 182 2187 to speak to one of our friendly knowledgeable advisors.

Most Common Accidents at Work: Warehousing

There are many different industries where accidents at work can happen. In fact, accidents can happen in any workplace. However, there are some industries where accidents at work are more common. One of these industries is warehousing. Statistics show that warehousing accidents are amongst the most common accidents at work.

Warehousing Accidents

Warehousing accidents are very common. In the warehousing industry, there were over 23,000 injuries at work in 2019/20 according to the Health and Safety Executive. There are some injuries that are more common than others, with lifting and handling accidents being the most common. These injuries accommodated for 19% of injuries to workers in warehouses in 2019/20.

Lifting and Handling

Lifting and handling accounted for the most accidents to warehouse staff. When you are lifting and handling at work, your manager must make sure that they are following the manual handling safety rules. This is to minimise the risks of accidents at work, and keep employees safe. One of the biggest aspects of the manual handling regulations is carrying out risk assessments.

Hit by Moving Vehicle/ Falling Objects

The other two main areas of accident at work that are common in the warehouse industry are being hit by a moving vehicle, and being hit by falling objects. These accidents happen a lot due to reckless driving and lack of training on forklift trucks. Only people who have had the correct training should use forklift trucks. Accidents that involve falling objects usually happen because of poor stacking and loading of items.

Your Employers Responsibility

It is your employer’s responsibility to ensure you are safe at work. This means that they must follow correct health and safety guidelines to minimise the risk of accidents and to keep all their employees safe. They must carry out adequate and frequent risk assessments on the machinery and equipment, and make sure that staff training is always up to date.

If you are a temporary or agency worker, your employer has as much of a duty to protect you as a full time, permanent employee. This means they must also ensure that your training is adequate and correct before you do the job. They must also ensure they maintain this training.

If your employer does not follow the correct health and safety guidelines, such as the Manual Handling Regulations and the Health and Safety at work regulations, and you have an accident whilst at work, then you may be able to make a claim. All employers must have Employer’s Liability insurance. This covers the business in case accidents at work happen. If you have had an accident and make a claim, then it is the insurance that pays the compensation.

How We Can Help with Warehousing Accidents

Here at The Compensation Experts we work with solicitors who have years of experience dealing with personal injury claims. This includes accidents at work. Contact us by filling in our contact form, or by calling us on 0800 182 2187 to speak to one of our friendly knowledgeable advisor.

Reporting Your Accident

No matter the type of accident you have, reporting your accident is important. It is important for a number of reasons, including for proof of your accident happening. Other reasons include: so the other party knows the accident happened, loss of earnings due to taking time off work, medical reasons, and to ensure it does not happen again.

According to the Royal Society for the Prevention of Accidents (RoSPA) more than 14,000 people die as a result of accidents every year, with thousands more having injuries.

Reporting Your Accident at Work

If you have an accident at work, it is important to report the accident to your employer. In workplaces where there is an accident book, you must make sure you log the accident in there. If not, you must report the accident verbally to a manager or supervisor.

When reporting your accident at work, it is important to note down the date and time of the accident, the cause of the accident, whether there were any witnesses, the treatment you had, and the amount of time you had to take off work.

Reporting Your Accident in a Public Place

Having an accident in a public place may mean that there are a few people that you need to think about when reporting your accident. If you fell in a shop, you need to report your accident to the shop owner or manager. Most shops will also have an accident book or form, so it is important to fill that in too.

If you have an accident on the street, for example, a trip on the pavement, then you will need to report your accident to the council. However, if the council have sent you a claims form, it is important that you do not fill that in and send back if you would like to make a personal injury claim. Nevertheless, the council does need to know about any defects in pavements or roads, so it is still important to report your accident.

Reporting Your Accident on the Road

If you have an accident on the road, for example, a road traffic accident, there are a couple of people you may need to think about reporting your accident to. You must report the accident to your insurance, and take the details of the other person involved in the accident. This is usually their name, registration number and insurance details.

You may also need to report your accident to the police. This is almost always the case in road traffic accidents, as the police are usually called to the scene. If they are not, it is still important to report your accident to them.

How We Can Help

Here at The Compensation Experts, we work with solicitors who have years of experience in dealing with all types of personal injury claims. This includes accidents at work, accidents in public places, and accidents on the road. Contact us today by filling in our contact form, or by calling us on 01614138765 to speak to one of our friendly knowledgeable advisors.

Common Black Friday Accidents

Black Friday is one of the busiest shopping days of the year. It has been a massive day in the USA for many years, but in the past few years, the phenomenon has spread to the UK. Many items are reduced on the day, and its surrounding days to kickstart Christmas shopping, but it is not without its risks. With the increased number of shoppers, there is an increase in Black Friday accidents.

Whilst this year it is, understandably being held online, in the past it has led people to flood to shops.  With more shops starting to open again in some parts of the country in the lead up to Christmas, the number of accidents may rise. There are some accidents, however, that happen more than others in this period.

Common Black Friday Accidents in Shops

Most accidents that happen on Black Friday and the festive period do so in shops. This can be due to health and safety issues, inadequate staffing, or the fault of other members of the public. Shops have a duty of care, set out in the Occupier’s Liability Act 1984, to ensure that no one is injured whilst on their premises.

This is especially important on Black Friday and during the festive period, as the number of shoppers increases. Businesses and shop owners, at this time, must take even more care to make sure no one has an accident. This includes making sure there are adequate members of staff in to deal with the increased footfall and making sure they have the correct training to deal with the numbers.

Falling Items

It is no surprise that many Black Friday accidents happen in shops. A big cause of accidents in shops is falling items hitting people. Falling items can be dangerous in any circumstance, but may be made worse around the festive period. If the items fall due to the fault of someone else, for example items not being stacked correctly or people pulling items off shelves in an unsafe way, then it may be something you can claim for.

Crushing

Another accident that can be caused on and around Black Friday is crushing. Causes of these accidents include people rushing to get certain items, and it can cause serious injuries. If shops do not have the correct security or health and safety measures, this can lead to more accidents.

Assault

Another form of accident that can happen on Black Friday is assault. There may be cases where someone assaults you trying to get an item, or in the rush to get to the sales. There is a body who deal with assault compensation cases. They are known as the Criminal Injuries Compensation Authority, or CICA.

Common Black Friday Accidents on the Road

There can also be accidents during the festive period before you even enter a shop. There are many accidents that happen on the roads and in car parks too. Causes of these accidents can include speeding, driving carelessly, and drivers fighting for parking spaces.

Black Friday and the Christmas period causes many drivers to drive more recklessly on the roads, with drivers speeding and not concentrating. According to Department for Transport statistics, the 10 days including and following Black Friday are when the most crashes happen on UK roads. This is likely due to the rush of shoppers.

How We Can Help

Here at The Compensation Experts, we work with solicitors who deal with all manner of personal injury claims. This includes accidents in shops, public places, and on the roads. If you have had an accident and it was someone else’s fault, then you may be able to claim compensation.

Contact us today by filling in our contact form, or by calling us on 01614138765 to speak to one of our friendly, knowledgeable advisors.

Accident Photos: A Quick Guide

If you have an accident in public, we know that taking photos of what caused you to have your accident may be the last thing on your mind. However, they are important in your potential claim.

Accidents in public places are one of the most common types of enquiry we receive here at The Compensation Experts. Whether that is a trip, slip or fall on a pavement to falling on a pothole in the road, they can encompass a wide variety of claims. If you have fallen on the street or a road, then, in most circumstances, you may be asked for photos of the area you fell in. These photos are important as they help build the basis of your claim.

Here at The Compensation Experts, we aim to help everyone get the compensation that they deserve. This guide is here to give you everything you need to know about taking accident images as evidence for your compensation claim.

What is an accident photo?

No matter where you’ve suffered a personal injury, be it in public or at work, you want to be sure that your personal injury claim is as strong as possible so you can get the compensation you deserve.

To ensure this is the case, one thing you should always aim to gather as evidence in any claim is an accident photo.

We know that taking photos of what caused your accident may be the last thing on your mind after receiving an injury. However, they are a vitally important piece of evidence for your potential claim.

An accident photo is exactly what it sounds like. It’s a photo of the place you suffered your accident, but specifically of whatever hazard caused it and the area around it.

For example, if defective machinery or inadequate PPE broke at work and caused you to receive an injury, you should take a photo of the tool, the place surrounding where the injury occurred, and the injury itself if possible.

Public accident photos

While you should attempt to take an accident photo regardless of what kind of personal injury you suffer, there are certain types of accidents where an accident photo is a must.

This is especially important when making a public space injury claim.

Accidents in public spaces are one of the most common types of personal injury that people can experience. Whether it’s a trip, slip, or fall on a pavement, or falling in a pothole in the road, they can encompass a wide variety of injury claims.

Regardless of what caused your injury, you should take a picture of the site as soon as possible.

Pavement accident photos

If you have had a slip, trip or fall on the pavement due to a pothole or a raised paving stone, for example, an accident photo can be instrumental in showing that the hole, paving slab, or whatever caused your fall, is at least an inch in depth or height.

An inch is equivalent to a 50p piece, so you can take accident images showing that the damage in question is of a similar size. You could also use a tape measure, ruler, a credit card, or anything else that is bigger than an inch.

This is important to do, and will lend your accident photo more credibility, as the depth can show if it could have been avoided by the council or landowner carrying out regular maintenance.

Road traffic accident photos

The next important type of accident to get an accident photo of are road traffic accidents. A picture of a car accident is perhaps the most important evidence you can have when making a road traffic accident claim, to prove the damages that occurred.

But car accident pictures are relevant for any kind of road traffic accident, even if it’s just a pothole that causes damage to your vehicle.

Pothole accident photos

If you have had an accident on the road due to a pothole or uneven surface, then much like with a pavement accident claim, you should take comparative photos of the offending surface as car accident pictures.

It should be noted, however, that potholes or uneven surfaces on the road need to be bigger than those on the pavement, upwards of 2 inches deep and 12 inches (a foot) across in either width or length.

Again, when you take photos of these defects, you’ll need to use something that measures both the depth of the pothole, and the width or length of it.

An example would be to use a plank of wood or a spirit level across to show the width or length, and then a tape measure to show the depth, again showing how regular maintenance could have avoided the problem.

But as we know, road traffic accidents are not limited to pothole damage. If you do find yourself in a more serious type of road traffic accident, then pictures of car accident damage should be taken when appropriate to do so.

Private property injuries

Of course, some injuries may occur while you’re on private property. In these cases, it’s still just as important to gather accident images should you suffer any injury.

Private property includes anything from supermarkets to farmland; anywhere that’s owned by someone other than the council. If an owner’s property is in public use, it’s up to them to remove any potential injury hazards and make it safe for visiting people.

Therefore, should you suffer a personal injury on private property due to a preventable hazard, you should always take an accident photo of it. For example, suffering a trip, slip, or fall on a wet or polished floor in a supermarket that lacked proper signage.

What to do if you’re unable to take photos at the accident

If you have had an accident in any scenario, but you were unable to gather any accident images at the time, don’t panic.

If you know that the defect is still there, and you can get back to the area to take photos, then you should do so when possible. If you’re unable to go due to your injuries, then you should ask someone else to go instead.

But we also know that there are scenarios where taking an accident photo simply isn’t possible. It’s important to note that these situations do not make your claim any less valid. Plenty of claims have been won without accident images, they just make proving your claim easier.

How We Can Help

Here at The Compensation Experts, the solicitors we work with deal with many personal injury claims every day. This includes public place claims, and slips, trips and falls. This means that they are well placed to help you get the compensation you may be entitled to. Contact us today by filling in our contact form, or by calling us on 01614138765 to speak to one of our friendly knowledgeable advisors.

Injuries in Agriculture Still Remain High Reports HSE

Earlier this week, the HSE published a report that injuries in agriculture has the worst rate of worker fatal injury in Great Britain. Last year, 21 people were killed, one of whom was a child. Two of the fatalities were in Scotland, however, the North-West of England had the highest death rate with five.

Fatal Injuries in agriculture, forestry, and fishing in Great Britain 2019/20, published to coincide with the start of Farm Safety Week. Established by the Farm Safety Foundation charity – This is to highlight safety and wellbeing in the sector. The HSE statistics confirm that agriculture continues to have the highest rate of
fatal injuries amongst workers; eighteen times higher than the average rate across all industries.

A closer look at the specific injuries in agriculture

The report also reveals that transport-related accidents, such as overturning vehicles or being struck by moving vehicles were responsible for more deaths than any other cause last year. Tractors, a combine harvester, telescopic handlers, an all-terrain utility vehicle, and a boat were all among the causes. The HSE report also informs us that half of the workers killed were 55 years or older. The youngest person killed was a 4-year-old child from Lancashire. The HSE has urged farmers to keep children safe on farms during the Covid-19 restrictions. Children must not be allowed in the farm workplace unless they are very carefully supervised. It is illegal to carry children under 13-years-old in the cab of an agriculture vehicle as it is unsafe.

The BBC has branded agriculture as “The UK’s deadliest industry”. While fatal accidents across other industries have fallen from the past 30 years, fatalities in agriculture continue to remain high. According to the HSE, workers in the agriculture, forestry, and fishing sector are 20 times more likely to be killed at work.

Unfortunately, older workers are more likely to be involved in fatal accidents, on farms and elsewhere. A representative from the HSE acknowledged that that agriculture is an “industry in which risks are poorly managed”

Why the farming industry still trails behind others for safety

A farmer from Cumbria in an interview with ITV claimed that fatalities happen because they work in “very high-pressure situations with big, scary consequences if things aren’t done right.”
Half of all the fatalities in Britain were in the over 55s. To try and reduce the number of accidents this has been designed as Farm Safety Week.
Your employer’s duty of care is a legal one. If you’ve been injured in your workplace and feel that your employer has failed to carry out to provide you with the correct PPE, you might be eligible to make a claim as a result.

As leading personal injury specialists, we pride ourselves on impeccable customer service and delivering the best results for our clients. Our national network of solicitors understand that compensation is only part of the story. Our experts make sure the victims receive the best support, rehabilitation and medical care possible. If you or anyone you know has been injured as a result of working in the agriculture industry then get in touch with us today.

Work Stress Claims: The Five Types

A work stress claim is increasingly common in law, particularly as UK employers and tribunal results compel us to prioritise mental well-being.

What the government says about a work stress claim

The numbers bear out that the amount of people suffering from stress at work is rising. In an annual report on Work-related stress, anxiety or depression statistics in Great Britain, 2019:

  • Over 600,000 workers suffer from work-related stress, depression or anxiety;
  • These conditions led to the loss of nearly 13 million working days;
  • New case incidence rates amount to 740 out of every 100,000 workers;
  • These conditions account for:
    • Firstly, 54% of all working days lost due to ill health.
    • Additionally, 44% of all work-related ill health cases.

How (and what type of) industries are affected

As personal injury solicitors all know, more than one set of truths can co-exist at the same time. Such is the nature of incidents of work-related stress.

  • Firstly: incidents of stress in the workplace do not discriminate by sector. In actuality, all industries are touched by stress-related illnesses – at a rate just shy of 15 out of every 1,000 UK workers.
  • Secondly: some industries are particularly affected by this. Industries like human health/social work, education and public administration/defence have seen more than 50,000 cases of work stress.

However, there are still thousands of incidents across other industries. These extend from transport & logistics to manufacturing to accredited professionals, and other lines of work in between.

Ergo, from an employee’s perspective, what does all of this mean to your well-being? In short, you can throw out what kind of work a person does when it comes to work-related stress. Because the true measure of an employee’s well-being in a work environment affects different personalities in different ways.

So what kind of actions trigger a claim for work-related stress?

In short, stress at work compensation can be driven by a variety of different triggers or activities. If you think you’ve suffered from a kind of work-related illness or injury, it’s always important to understand what the law says about it.

Below are five categories identified by HSE that can unleash symptoms of stress or even force stress compensation claims. The percentages account how commonly these categories are assigned as a reason for work stress issues.

Workload (44%)

There’s a negative stigma around reducing one’s own workload. The unfortunate reason for that is because people want to take on more as a badge of honour. On the surface, it enables trust from bosses, displays one’s capability and shows that a person is able to work under pressure.

In actuality, excessive workloads (perhaps coupled with unrealistic deadlines or unreasonable expectations or KPIs) can also exacerbate a wealth of different health issues and turn you into something less than a colleague. It diminishes your human value in the eyes of co-workers and line managers. Also, in the wrong working environment, it reduces your voice and might even create the image of a pushover.

What the experts say:

Julie Morgenstern, productivity expert and author of Never Check Email in the Morning, told Harvard Business Review:

“In the bottom of your belly is this feeling that if you can’t handle the work, there’s someone else who can; you feel dispensable.

“The natural tendency is to think, ‘I am not working hard enough, smart enough, or efficiently enough. I should be able to handle this.’ So you suffer in silence.”

Morgenstern advises workers to speak up and take ownership of their workload limitations. Turning down a request or simply pointing out what you’re up against, she says, increases your credibility.

“Bosses want their employees to speak up if there is anything that’s keeping them from performing at peak levels.”

Furthermore, this is a great way to test your line manager or a boss as to whether you might be stuck in a climate ripe for a work stress claim. If you feel as if you don’t have bosses who reflect her description, their behaviour should be noted.

For a compensation claim, it will be critical to have examples (or even complaints) on the record and documented.

Lack of support (14%)

In many ways, the lack of support catches a variety of different behaviours or examples of neglect. Poor support from management is most commonly cited by HSE, but there can be other examples, too. For example, the workplace might fail you when it comes to providing:

  • Adequate reporting mechanisms;
  • Defining your rights as a worker sufficiently;
  • Education and information regarding expectations;
  • Negligent human resources capabilities.

We encourage you to take charge of your role if you feel like management is not being supportive or informative. Give them a chance to rectify or simply clarify expectations, KPIs or gain control of the work.

As ever, be vigilant, document examples and raise issues regarding support. If management lets you down, you can better prove that when the time comes, you gave management a chance to fix the problem

Violence, threats or bullying (13%)

We’ve said before in this space that workplace bullying can’t hide behind the guise of harmless banter. Furthermore, it leaves private and public sector organisations alike exposed and vulnerable.

Focus more widely, and employers are well aware that mental well-being is on the same level as physical well-being.

  • First, both are subject to personal injury or illness matters;
  • Second, both require the same vigilance to combat;
  • Finally, both require buy-in from management down to the shop floor.

That said, some workplaces are more efficient in dealing with violence, threats and bullying than others. Regardless of how management handles it, you don’t have to take it as an employee. Bullying encompasses a wide berth of unwanted behaviours.

The feelings that bullying can engender

According to ACAS, you’ve been bullied if you’re left to feel:

  • Frightened or intimidated;
  • Put down, disrespected or degraded;
  • Uncomfortable as a result of being made fun of, and;
  • Upset, insulted or offended.

Firstly, it’s important to know that whenever bullying occurs in the workplace, you don’t have to suffer in silence. There are people you can talk to and ways to address the behaviours you’re witnessing. Additionally, you can do this either face to face or with a superior or assistant.

But as ever, it is critical that when an incident – be it a one-off or as a common occurrence – does happen, you record the incident. If you do end up filing a work stress claim, recording an incident and details such as the people present, any evidence, date(s) and time(s) can significantly strengthen the validity of your claims.

Changes at work (8%)

With regard to changes at work, there are a few different connotations. For example, a new style of management can fall under this category. So can brand new technology or work content that changes the nature of the job altogether.

HSE points out that one cause of stress at work is when employees:

are not engaged when a business is undergoing change.”

Consider mergers and acquisitions, which have become increasingly common. Accordingly, change is inherent and disruptions to the new working practices can be expected. So management owes it to employees to inform them. Done right, they should endeavour to show employees how they benefit from the change.

Use change management programmes as another example. For this, management has to include employees, because the change is affecting them directly. There is a duty of care that management needs to take with this to prevent injury at work and reduce levels of stress.

If it isn’t, the change management project will ultimately fail. After all, the main idea should be to enable valued employees to cope with a more efficient system. Otherwise, there would be no need to change in the first place.

Other (21%)

Psychiatric injury or illness can occur in several other random ways. Some examples may include:

  • Not understanding your role or responsibilities fully;
  • Inability to control the way they do their work;
  • In some industries, even Post Traumatic Stress Disorder (PTSD).

But even if it’s not in the list above, we would urge employers to seek out stressful scenarios and get in front of potential red flags in their line of work. As we wrote in a recent post about protecting the mental health of staff:

All employers, whether it is the NHS, a private healthcare provider or employers in other sectors, have a duty of care to protect both the physical and mental well-being of its employees. 

This responsibility is enshrined in law – The Health and Safety at Work Act 1974 and it’s resulting regulatory updates – and all employers have to adhere to it. Ignorance of the law is not an excuse.

About the Compensation Experts and the Work Stress Claim

This post is part of our ongoing series covering the issues to understand a workplace injury or work-induced psychiatric illness. Our goal is to keep you informed on the latest issues and risks involved with workplace injury claims. From understanding legal fees for a claim to getting in front of long-term complications, The Compensation Experts can help.

Be sure to read more about this topic, including:

UK Government indemnifies personal injury for ventilator manufacturers

In the difficult days of the current Covid-19 pandemic, the demand for more ventilators rises at a rapid rate. A recent article from the Financial Times discusses the implications and process (PAID LINK) of acquiring these machines. Additionally, it addresses how the Government will protect and support manufacturing ventilators.

Personal Injury for Ventilator Manufacturers

Estimates say the National Health Service (NHS) needs an additional 8,000 ventilators due to the potentially fatal nature of the virus. BAE Systems, Dyson and Rolls-Royce are all working on a solution. Their manufacturing actions range from building entirely new models to simple increases in production levels.

As a result, the demand should be comfortably met with the protective contingencies that are in place. There’s another troubling practice going on, however, that may complicate at-risk patients. Reports show the UK Government aims to protect these manufacturers from any financial burden due to:

  • IP: Intellectual Property infringements, and/or;
  • PI: Personal Injury caused by defective machinery.

This plan will cover the risk for any potential legal claims arising from any new machinery or IP infringement claims.

Michael Gove wrote to the Chairs of the Public Accounts and the Public Administration and Constitutional Affairs Committees on 3 April. It was an effort that proposed shielding manufacturers (particularly designers and contract manufacturers) on ‘two “contingent liabilities’’ mentioned – IP and PI.

IP Rights and Product Liability

The extent of protection is not currently clear due to the Cabinet Office not providing comment on compensation. But as Michael Gove wrote, there now two contingent liabilities. The first to cover IP rights and the second for product liability.

This plan intends to ensure that new manufacturers don’t fear the repercussions of legal claims. In short, it’s possible manufacturers fear these risks due to the nature of the rapid production of highly complex equipment. Legal experts think IP rights holders in the life sciences and medical devices sector will object.

Because of the sensitive nature of the treatment, there is cause for concern. Additionally, the new machinery must be subject to high regulatory standards. Therefore, there is a lot of scrutiny and careful judgement surrounding the proper manufacturing of these essential devices.

For individuals suffering from a personal injury at the hands of someone else, this is a very sensitive matter. There should be no exceptions when it comes to the health and safety of patients. In short, manufacturers don’t deserve protection if they err in manufacturing their products. This holds even though we are going through a pandemic as devastating as Covid-19.

Families are losing loved ones from the virus alone. To avoid compounding the frustration, families should expect nothing less than high standard ventilators. The general public is right to worry about the virus. They don’t want to also worry about essential devices meant to help treat the virus.

The Government says it wants to protect manufacturers from legal action if they are to produce faulty machinery. However, it gives the companies an unnecessary margin of error. Though manufacturers are fighting to create ventilators at a rapid pace, that margin shouldn’t exist in the first place.

Can you still claim?

Yes: you can still make compensation claims if you suffer from medical negligence or a personal injury for ventilator manufacturers negligence. The funds are there to protect the companies but most importantly you. Without these contingencies in place, the demand for ventilators may not be met.

Remember: you still have the right to claim compensation regardless of what the Government is doing to support the companies.

Here at The Compensation Experts, we offer you free and friendly expert advice on your potential claim. We’ll ask you some questions to determine if you have a strong case for compensation. Moreover, we’ll answer any questions or queries you may have.

All our cases feature a no-win, no fee basis. For more information, browse The Compensation Experts website or call us free on 01614138765.

Call us today to start your claim for the compensation you deserve. Or, you can ask us any questions or queries you may have under no obligation.

Workplace injuries: know your rights

When you are at work, your employer has a legal responsibility to report any accidents, pay you sick pay and allow you to have time off because of an accident you suffer at work, should it be necessary.

To give you an idea of the scale of this issue, the most recent figures published by the Health and Safety Executive (HSE) show that:

• 581,000 injuries occurred at work in 2019
• 28.2 million working days were lost due to work-related illness and workplace injury in the last financial year

While this is a decrease on the figures reported by the HSE in previous years, it is still unacceptable.

How to report an injury

All employers must keep an accident book. This is a legal requirement, and it is for the benefit of employees. It offers a useful record of what happened and when in case you need time off work or you need to claim compensation.

Who is responsible?

Your employer is legally required to do everything reasonably possible to ensure both your physical and mental well-being at work.

The first thing a responsible employer should do once the initial accident or injury has been dealt with is to carry out a risk assessment and do whatever is needed to ensure that a similar incident does not happen again.

It is important to remember that you and your fellow employees do also have to take reasonable action to ensure that your health and safety needs are taken care of.

Compensation

If you have been injured at work and you believe that your employer is at fault, you are within your rights to make a personal injury claim. Any claim must be made within three years of the date of the accident and you will usually need to hire a specialist personal injury solicitor to represent you.

How we can help

At The Compensation Experts, we work with specialist law firms who have a track record making successful workplace injury compensation claims. We and the firms we work with have a lot of experience in these cases and so, are well-placed to help you get the maximum amount of compensation you are entitled to. After your initial consultation with our advisors, which is done on a free no-obligation basis, we will match you with the firm who best suits the circumstances of your case.

If you decide to progress your claim, your solicitor will collect any evidence to help build the strongest possible case to support your claim. This evidence will be used not only to prove your entitlement to compensation but also to show the extent of your physical and financial suffering to ensure the amount you receive is fair.

Do not hesitate then to get in touch with us via the contact form on our website or by calling 0161 413 8765.