Am I Eligible to Make an Accident at Work Claim?

Even the safest work environment doesn’t 100% eradicate the potential for accidents. No matter what kind of space you work in, accidents can happen. The types of injuries that you might encounter in the workplace can range from mild to severe. From minor bumps and sprains to more serious injuries like broken bones and serious burns, it’s important that you know you are protected. If you suffer from an injury at work, you should know your next steps. Making an accident at work claim can help your recovery, or protect you financially from any long-term consequences of your injury. For financial security, making a claim could prevent stress and worry about your future.

The Legal Factors

UK employers and business owners have a legal responsibility when it comes to the welfare of their employees and any visitors to the workplace. As a result, all employers are required to have Employers Liability Insurance in place. They will also need to ensure that the workplace conforms to Health and Safety regulations. If you are injured at work and you believe that the accident was caused by negligence, or by non-adherence to those health and safety guidelines, then you will be able to make a claim for compensation.

Even if you were in some way responsible for the accident, you may still be able to claim for injury compensation.

If a claim is successful, then your compensation will be paid to you out of your employer’s liability insurance.

Claiming – Time Limits

UK laws are very clear about the time limits of claims. You will have three years from the date of the accident in order to make your claim. If you fail to initiate the relevant legal proceedings within those three years, then you will lose your ability to make a claim. That will mean that you will not be entitled to any form of compensation.

That three-year time limit starts from either the time of the accident itself or from the date that you became aware that your injury was caused by the workplace.

That second instance is particularly useful for injuries and illnesses that may not be apparent for many years. In the event of a death caused in the workplace, the three-year limit begins on the date of the death. This period may start if a post-mortem reveals that the death was caused by underlying issues caused by the workplace.

Compensation Amounts

There are many factors that will be taken into account to determine your total compensation amount. The severity of the injury, the time off that you need, and your quality of life following the accident will all be factored in. Ideally, you should contact a legal professional in order to ascertain the level of compensation that you may be entitled to.

All personal injury cases will be different. Proceedings will differentiate on a case by case basis. Some cases will be settled amicably and fully resolved within just a few months. More complex cases may take a number of years. The earlier that you can get legal help, the more likely that you will be able to move forward in the right way, and ensure that you get the compensation that you are entitled to.

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